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    HomeIQ — The Intelligence Layer

    Know every home. Find every opportunity.

    HomeIQ models the property, building, energy, carbon, climate-risk and retrofit characteristics of residential homes—from a single address to an entire city or portfolio.

    HomeIQ geospatial viewer showing carbon score, energy score and archetype layers across a city's building stock

    HomeIQ geospatial viewer — carbon score, energy score, archetypes, income and Lightspark Score across an entire city's building stock.

    What HomeIQ understands

    Property intelligence from one address to an entire housing stock.

    Energy & Carbon

    Modelled energy use, emissions intensity and performance characteristics for each home.

    Building Characteristics

    Age, size, envelope, heating systems and the physical conditions that drive consumption.

    Retrofit Potential

    Which upgrades fit the home, what they are likely to save and what they should cost.

    Climate Risk

    Fire, wind and flood exposure scored at the property level.

    Three ways to use HomeIQ

    One intelligence layer, used three ways.

    Rapid Program Design

    Analyze an entire housing stock to see how many homes qualify for upgrades, which properties to target, what to offer and what a program can achieve.

    Property Intelligence API

    Bring 48+ property parameters into your own systems — energy, carbon, building, risk and economics — through a single REST API.

    Powering Engage

    The same property, energy and behavioural insights used to design the program powers the homeowner experience, so recommendations reflect the actual home.

    HomeIQ module

    HorizonIQ climate-risk intelligence.

    HorizonIQ is the HomeIQ climate-risk module. It measures current and future exposure to wildfire, river flood, surface flood, coastal flood, severe wind and extreme heat at the property level.

    Explore HorizonIQ
    • Physical climate hazards
    • Annual probabilities
    • Return-period intensity
    • Future climate scenarios
    • Portfolio accumulation
    • Compound risk
    Coverage and access

    How institutions reach the data.

    Geographic coverage

    Built for Canada and expanding across North America, with address-level intelligence where property data supports it and aggregated views elsewhere.

    How the data is created

    Public and licensed property records are matched to an address, assigned a dwelling archetype and modelled for energy, carbon, retrofit and risk outcomes.

    How institutions access it

    Through Rapid Program Design for housing-stock analysis, the Property Intelligence API for system integration, or Engage for homeowner-facing delivery.

    Proven in the real world
    James and Lightspark have been deeply involved in the need for better data to help North American homeowners identify climate resilience and weather-related risks, future-proof homes, and save money on energy bills. By focussing on a deep data warehouse, they have developed a solution that will allow insurers, financial institutions and homeowners to make timely decisions to make the investments that will reduce risks and costs.
    Portrait of Tamara Vrooman, O.B.C.

    Tamara Vrooman, O.B.C.

    President & Chief Executive Officer, Vancouver International Airport; former CEO of Vancity; former Chair of the Canada Infrastructure Bank