Resources

A national standard for rewarding resilience. This framework proposes the Canadian Home Resilience Standard (CHRS), an incentive engine that aligns insurers, lenders, governments and homeowners, and a roadmap for keeping home insurance affordable as climate losses rise.

A research brief on the 2024 record $8.55B Canadian insured loss year, the national premium surge, deductible hardening, and a global scorecard of home hardening and insurance affordability policies.