One home. Many opportunities.
Lightspark turns property data into action — helping homeowners improve their homes, utilities deliver better programs, banks finance upgrades, and insurers understand climate risk and resilience.
Explore the use cases
See the full picture of every property.
Lightspark's extensive data sets help an insurer and bank see both risks and opportunities. Risks include fire, wind and flood exposure, affordability risks and climate-driven loss potential. Opportunities include upgrade potential, affordability improvement, home improvement loan potential and the path to a more resilient home.
A much simpler way to upgrade your home.
Most homeowners don't know where to start.
Lightspark makes it easy to understand your home, see what improvements make sense, find available rebates and financing, and take the next step.
Understand your home. See your options. Make a plan.
Design better programs. Get more homes to participate.
Move from broad programs and complicated customer journeys to personalized energy-efficiency experiences.
Lightspark helps program teams identify opportunities, model programs, target the right homes and guide homeowners from awareness through action.
- Design
- Target
- Engage
- Deliver
- Measure
Turn home improvements into lending opportunities.
Help customers understand what their home needs — and connect those improvements to the financing that can make them happen.
Lightspark provides property-level intelligence on energy use, upgrade opportunities, costs and potential savings, creating a clearer path from home improvement to financing.
Identify the opportunity. Finance the improvement.
Understand climate risk — and what can be done about it.
Property risk shouldn't end with a score.
Lightspark combines property intelligence with climate risk and resilience data to help insurers understand exposure at the individual-property and portfolio level — and identify opportunities to reduce it.
- Risk
- Resilience
- Action
One intelligence layer. Multiple use cases.
Behind every Lightspark experience is HomeIQ — our residential property intelligence platform.
HomeIQ brings together property, building, energy, climate and upgrade data to create a richer understanding of individual homes and entire housing portfolios.
That intelligence can power different experiences across the housing ecosystem.
Homeowners
What should I do to my home?
Personalized upgrades, rebates, costs, savings and next steps.
Utilities & Governments
Where should we invest and who should we engage?
Program design, targeting, delivery and measurement.
Banks
Where is the financing opportunity?
Property-level upgrade opportunities connected to lending.
Insurers
Where is the risk — and how can it be reduced?
Climate exposure, property resilience and mitigation opportunities.
From property intelligence to action.
Data is only useful when someone can do something with it. That's why Lightspark connects intelligence with action.
HomeIQ
Understand the home.
Identify the opportunity
Energy · Upgrades · Financing · Risk · Resilience
Engage
Give people a simple, personalized path forward.
Action
Upgrade · Finance · Participate · Protect
This creates a common intelligence layer across organizations that have traditionally approached the same home separately.
The same home. A connected ecosystem.
- A homeowner wants a more comfortable, affordable and resilient home.
- A utility wants to reduce energy demand.
- A bank wants to finance valuable improvements.
- An insurer wants to reduce property risk.
These aren't separate problems.
They're different views of the same home.
Lightspark connects the data, decisions and actions that bring them together.
See the property intelligence behind it →The cost of doing nothing is rising.
of homes leak money and energy costs through their building if they aren't energy efficient.
Source: U.S. Department of Energy
cost of residential real estate destruction due to climate related events in 2024.
Source: Brookings Institution, EIOPA, Swiss Re Institute
average increase of an energy efficient home's resale price compared to without.
Source: Zillow and NAR